Discover the best financial and tax solutions for your business.

The Texas Restaurant Association has partnered with Adesso Capital as the Preferred Tax Refund/Credit and Lending Partner. Explore some options below and if at any point you have questions, Adesso is here to assist!

fica (tip tax) credit

If your employees earn tips, You can earn tax credits.

The FICA Tip Credit offers a unique advantage for those in the food and beverage sector by allowing employers to get tax credits for tips your employees earn.

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Who is Eligible?

Eligible businesses can get a credit for certain Social Security and Medicare taxes (known as FICA taxes) that are paid on tips employees earn.

With Tip Tax Credit by Adesso, eligible businesses can get back all the FICA taxes paid on tip earnings that surpass the federal minimum wage. This translates to a credit for all the tips employees report.

Tip-Driven Business:

You operate a bar, restaurant, or other tip-driven business.

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Tip-Driven Service:

The services offered by the business, like serving or delivering food, should typically involve receiving tips from customers.

Tips Documented as Wages:

These tips should have been documented as wages, and the appropriate FICA taxes should have been paid on them.

success stories

20,000+ Businesses.
$1 Billion+ Secured.

Over the last three years, Adesso Capital is proud to have helped over twenty-thousand restaurants, bars, hotels, and other small businesses recover from the economic effects of the COVID-19 pandemic, with access to over $1 Billion in Employee Retention Credits and Refunds. For many, these funds made all the difference in keeping their doors open.  

While ERC has expired, our mission remains the same. We continue to help businesses access the funds they need to achieve their goals through a wide range of financing products and tax credits.

FICA Tip Credit

Business Financing

Spotlight Story

One independent restaurant owner recovered over $200,000 through the ERC with Adesso’s help. But the story didn’t stop there. We continued supporting their business with a FICA Tip Credit filing, adding another $36,000 in savings, and later helped secure a $300,000 loan to fund a second location.

We’re proud to have been a trusted partner to so many restaurant, bar, and hospitality operators throughout the pandemic, and to continue helping them uncover new ways to save money and grow.

Real Results. Real Relief.

“I used Adesso360 to get my FFCRA filed and got the maximum amount back—$32k!”
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- Tim M.

Handyman Business Owner

“I found out I was eligible for thousands back from the IRS. I couldn’t believe it.”
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- Alan R.

Independent Contractor

“I don’t know where I’d be without Adesso360. Probably working a ‘real’ job instead of doing what I love.”

- Chris S.

Freelance Creative

Frequently Asked Questions

For all other questions, please visit Adesso’s ERC page >>

lending

We help small businesses access funds to run and grow their business.

Whether your business needs $10K or over $1 Million, all it takes is 10 minutes to start your application.

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What does Adesso offer?

Through our network of bank and private lender partners, we work hard to find the best source of financing to meet the unique needs of each client.

Business Term Loan

Lines of Credit

SBA Loans

AR Financing

Merchant Cash Advances

Equipment Financing

The Adesso Advantage

Since 2007, Adesso has been helping small business owners access the funds to run and grow their business.

Trustworthy.
Partnered with 40+ statewide associations and secured $1 billion in funding.
Industry Expertise.
We are tax AND industry experts who can customize solutions.
Efficient and Effective.
We guarantee calculations that are always fast and accurate.
Supportive.
We are hands-on and have your best interests in mind, every step of the way.

Employee Retention Credit
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Have you already filed an ERC claim?

W2 Employees Average Number of W2 Employees over 2021, not including the Business Owner

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